Commercial Loan Options
FlexTerm Loan
Created for real estate investors with credit of 650 and above, this option offers lower payments through a long-term, fixed-rate loan without the burden of a balloon payment.
- 30-year fixed rate.
- Interest-only payments up to 10 years.
- Great for qualifying self-employed investors and small business owners.
- Based on property value, not personal income.
- Best alternative to hard money loans.
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
ARV Loan
Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.
- Allows borrowers to finance improvements based on the property’s “as repaired value.”
- Helps to increase market value, rental appeal, demand, and rental rates.
- Great for borrowers who need a quick close.
- An interest-only, 1-year term to lower monthly payments.
- A higher LTV than hard money lenders.
- Investor 1-4 (SFR, Condo, and 2-4 Units)
Flex I/O Loan
A short-term, interest-only loan program designed for investors looking for flexible financing with no prepayment penalties.
- An interest-only, 24-month term provides lower monthly payments
- Available for purchase or cash-out refinance
- Perfect for acquiring or leveraging real estate holdings
- A higher LTV than hard money options
- Single Family
- Condominiums
- Townhomes
- Small 2-4 Unit Apartments
Fast50 Loan
The Fast50 Loan offers a low LTV option with simple credit requirements, designed for investors with high equity and credit challenges who need quick and straightforward qualification.
- Streamlined underwriting
- No seasoning of ownership required
- Improved pricing compared to our FlexTerm program
- Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Foreign Investor Loan
Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.
- LTVs of up to 65%
- No U.S. credit required
- 30-year fixed rate
- Par pricing
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Why Choose BusinessFirst Capital for Investment Property Loans?
At BusinessFirst Capital, we make securing investment property loans easy by acting as your guide and advocate throughout the financing process. Here’s how we help:
Customized Loan Strategies
We evaluate your investment goals and financial profile to identify the best loan solutions.
Streamlined Application Process
We handle the documentation, negotiations, and follow-ups, saving you time and effort.
Lender Connections
Our vast network of lenders ensures you have access to competitive rates and terms tailored to your needs.
Support Through Closing
From application to final approval, we ensure a smooth and stress-free experience.
Get the right loan for your project today
Apply now and our team will go to work for you ASAP to find the right funding for your scenario