DSCR Calculator
When evaluating a commercial real estate loan, one of the most critical metrics is the Debt Service Coverage Ratio (DSCR). This figure plays a pivotal role in determining a property’s financial viability and the likelihood of securing financing. The DSCR measures a property’s ability to generate enough income to cover its debt obligations, providing lenders with confidence that the borrower can meet loan payments without financial strain.
A DSCR of 1.0 means the property generates just enough income to cover its debt service, while a higher DSCR indicates a stronger financial position. Most lenders require a minimum DSCR, typically ranging between 1.25 and 1.35, depending on the property type, loan terms, and market conditions. Understanding and optimizing your DSCR is essential to securing favorable loan terms and achieving your investment goals.
Our easy-to-use DSCR Calculator below helps you quickly assess your property’s financial health. By inputting key metrics like net operating income (NOI), annual debt payments, and other relevant figures, you can see if your property meets lending requirements or if adjustments are needed to strengthen your position.
Once you’ve calculated your DSCR, contact us to discuss your results and explore loan options tailored to your needs. Our team specializes in securing commercial real estate financing, and we’re here to guide you every step of the way—from evaluating financial metrics to closing your loan with confidence.
Valuation Calculator
Why Choose BusinessFirst Capital for Investment Property Loans?
At BusinessFirst Capital, we make securing investment property loans easy by acting as your guide and advocate throughout the financing process. Here’s how we help:
Customized Loan Strategies
We evaluate your investment goals and financial profile to identify the best loan solutions.
Streamlined Application Process
We handle the documentation, negotiations, and follow-ups, saving you time and effort.
Lender Connections
Our vast network of lenders ensures you have access to competitive rates and terms tailored to your needs.
Support Through Closing
From application to final approval, we ensure a smooth and stress-free experience.
Get the right loan for your project today
Apply now and our team will go to work for you ASAP to find the right funding for your scenario