Investment Property Loans for 1–4 Unit Residential Properties

Investing in 1–4 unit residential properties is a proven strategy to build wealth and generate consistent income. Whether you’re purchasing single-family homes, duplexes, triplexes, or fourplexes, finding the right investment property loans is essential for maximizing your returns. At BusinessFirst Capital, we specialize in connecting real estate investors with tailored loan solutions through our extensive network of lenders.

As expert commercial real estate loan brokers, we make securing financing for residential investment properties simple and efficient. We help you achieve your goals with competitive rates and flexible terms.

What Are Investment Property Loans for 1–4 Unit Properties?

Investment property loans are designed specifically to finance residential properties intended for income generation. These properties include single-family homes and small multi-unit buildings with up to four units. Whether you’re a seasoned investor or just starting, these loans provide the financial foundation to:

• Acquire rental properties for steady cash flow.
• Renovate or improve properties to increase their value.
• Refinance existing investment properties to access equity for further investments.
• Diversify and grow your real estate portfolio.

Loan Options for Residential Investment Properties

Finding the right investment property loan can make or break your strategy. As brokers, we offer access to a wide range of loan products to suit different investment scenarios:

• Fixed-Rate Investment Property Loans: Ideal for investors who want predictable monthly payments and long-term stability
• ARV Loans: Allows borrowers to finance improvements based on the property’s “as repaired value”​
• Interest-Only Loans: Perfect for freeing up capital for property improvements or additional investments
• Portfolio Loans: Designed for unique situations, including multiple properties or non-conventional borrower profiles
• DSCR Loans: Allows real estate investors to secure financing based on the rental income of a property rather than their personal income

By working with BusinessFirst Capital, you gain access to flexible loan options that align with your property’s potential and your financial objectives.

The Benefits of Working with a Loan Broker

As a commercial loan broker, we act as your advocate, not the lender’s. This means we work to find the best investment property loans for your specific needs. Our relationships with a variety of lenders give you access to exclusive products, competitive rates, and personalized financing options that may not be available elsewhere.

Start Your Real Estate Investment Journey Today

Whether you’re purchasing your first rental property or expanding your portfolio, securing the right investment property loans is the key to success. At BusinessFirst Capital, we’re dedicated to helping real estate investors like you achieve your goals with ease.

Contact us today to learn more about how we can connect you with the best investment property loan options and set you up for long-term financial success. Let us help you turn your real estate investment vision into reality!